Wednesday, September 12, 2007

What Am I, the Bank?

About 10 years ago, I worked with a woman who asked if she could borrow $100 until the next paycheck, two weeks away. I knew her for many years, and she swore she would repay the money, so I lent it to her, but emphasized that I wanted the money back when the next payday came around.

Next payday? She said she was paying me $25, but would give me the remaining $75 the following week.

The next week, she gave me $25 instead of $75, AND she did so resentfully and with attitude.

Each day I'd watch her return from lunch at a restaurant with co-workers ($$$) or with bags of clothing purchases from the local mall ($$$). Or she'd come to work in the morning to tell stories about her fun times out with friends after work at the local club or bar ($$$), at the movies ($$$) or at a concert/event ($$$). Paying me back was obvious not a top priority for her.

She still owed me $50. When the next payday came by a week later, I asked her if she had my money for me. She said no. So I sat down with her in her office and said, "Then pay me $5 a day. You can do that, right?? $5 a day for 10 days, and we're done." She looked at me quizzically and asked, "Why, do you need the money?"

Need I say more? People ...


Blogger Beth said...

What a jerk. But I guess that's the type who'll gladly take your money and grumpily try not to pay you back.

Sep 12, 2007, 3:57:00 PM  
Blogger Nobody™ said...

"Can I borrow $100?"

"Nope, I'm flat broke"

Sep 12, 2007, 4:20:00 PM  
Blogger Sushiboy said...

Punk. Lending money too people (more than a forgettable amount) never seems to turn out well.

Sep 12, 2007, 4:38:00 PM  
Blogger Sushiboy said...

Ack, another mistake today. too = to. I should stop commenting and call it a day.

Sep 12, 2007, 4:39:00 PM  
Blogger Tanya Espanya said...

Argle! I hate that!

Sep 12, 2007, 5:06:00 PM  
Blogger Zed said...

Beth, I can't begin to tell you how resentful she was that I really wanted the money back. She had this "how dare you?" attitude that was totally out of left field. Jerk? Yes.

Nobody, thank you for that. I'll practice.

Sushiboy, lending money is a bad thing. And don't stop commenting today--I knew what you meant. (I really should have spelled that as "ment" to make you feel better ...)

Tanya! Finally she shows up! :) And don't ask to borrow money ...

Sep 12, 2007, 5:27:00 PM  
Blogger tmollie said...

Say can I borrow a few hundred? I can send you a couple bucks a week.

Huh, what you say?

Sep 12, 2007, 7:03:00 PM  
Anonymous gifted typist said...

That is hijacking the agenda.

The question is not whether you need the money.

The issue is the deal she made with you when she took your money. She SAID she'd give it back.

So if anyone gets to ask the questions it is you: Why haven't you kept your word?

BTW, Zed, can I borrow $100 until next week?

Sep 12, 2007, 7:17:00 PM  
Blogger Zed said...

"Sure, GT, here's the $100, but I need it back by next Friday. You'll give it to me then, right?" (said by a repeat offender)

Sep 12, 2007, 11:17:00 PM  
Blogger Zed said...

tmollie, didn't you borrow $100 a few weeks ago and you never paid me back? You already owe me money! But because I'm a sucker, I'll lend you another $100 THIS WEEK, and if you ask again NEXT WEEK, I'm there. I'm just a lending fool.

Sep 12, 2007, 11:19:00 PM  
Blogger Chris said...

You could have taken her shopping bags and told her she could have them back once she gave you your money.

I suppose hindsight is 20/20.

Sep 13, 2007, 8:38:00 AM  
Blogger Teri said...

I find it amazing that there are these types of people in the world.

don't lend money, sis. you'll never see it again and it will only cause trouble.

i tried to comment yesterday and be the first commentor but blogger was giving me issues.

Sep 13, 2007, 8:54:00 AM  
Blogger Zed said...

Chris, so where were you when I attempted debt collection? Huh? Huh? :)

Teri, I haven't lent any more $$$ since that time. In fact, if someone (family/very close friends) need $$$ I just GIVE it to them. It's not worth attempting to collect debt, it just creates hard feelings. (I'm glad you stopped by. I thought you deserted me, sis.)

Sep 13, 2007, 10:08:00 AM  
Blogger Skylers Dad said...

God, I can't believe she asked you if you needed the money!

I would be in jail for slapping the shit out of her.

Sep 13, 2007, 11:46:00 AM  
Blogger Just Dave said...

Shakespeare got it right - Neither a borrower nor a lender be. You would be better off just giving them the cash and saving the aggravation.

Sep 13, 2007, 12:31:00 PM  
Blogger Zed said...

Skyler's Dad, turns out I had to spend a year in the big house for strangling her, but it was worth it.

Dave, in my comment Teri above, you'll see I came to the same conclusion a few years ago. Two great minds and all that ... !

Sep 13, 2007, 12:49:00 PM  
Blogger Stepping Over the Junk said...

I never lend money. I just give it if I have to...never expect it back. I never have money to give either, I even need the change in my car for the meter in town so I can park...

Sep 15, 2007, 10:56:00 PM  
Anonymous Doc C. said...

Ask her for head. I am shure she`ll agree!
Win/Win situation.

Sep 23, 2007, 2:56:00 PM  
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Oct 31, 2007, 2:38:00 PM  
Anonymous free ringtones for thr said...

Good job!

Oct 31, 2007, 3:06:00 PM  
Anonymous Anonymous said...


Dec 17, 2010, 1:53:00 AM  
Anonymous sofia said...

That girl's really mean actually. She can go to the club, buy clothes for herself and buy other stuff that she wants but she can't even pay you just a $100? Truly, there are people like that girl who just want to splurge a lot and then when they don't have money, they'll just borrow money but will not give it back. As for me, whenever I don't have enough resources, I just borrow money from our company's payday loan (Utah area) because it's a lot better and they can just deduct the money that I've borrowed the next payday.

Dec 20, 2010, 8:35:00 PM  

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